Understanding the Role of a Fire and General Insurance Broker

Reviewing your insurances can be a daunting task and can often be overlooked. Often, it is not until you suffer a loss and contact your insurance company to make a claim that you review your insurance policy.

At that point, you may discover that you did not have the appropriate cover in place or that you failed to disclose something important, which could affect the processing of your claim. Perhaps you are settling on a property shortly and in order to go unconditional you need a certificate of insurance, and realise, there is an issue in securing full insurance for your property due to its location.

Understanding the Role of a Fire and General Insurance Broker can play a critical role in helping you manage your risk and to ensure that the right cover is in place that best fits your needs. Whether you are a business owner, own your own home, or looking to insure the toys in your garage, understanding what we do for you can significantly benefit you.

What is a Fire and General Insurance Broker, what do we do and how can we help you?

We are qualified professional financial advisers who work on your behalf to find, negotiate, and manage insurance policies which are appropriate and best suit your needs, unlike insurance agents who represent one insurance company, a Fire and General Insurance Broker has access to multiple insurers, providing you with a broader range of options and more competitive pricing.

Our responsibilities start by understanding your requirements. We begin by getting to know you and understanding your needs, risks, and goals. This may include your business operations, personal assets, or specific requirements. We then perform a thorough analysis to identify your potential exposures and determine the type and amount of cover you need. We have access to a wide network of insurance providers allowing us to compare policies and find the best fit for you, this includes considering policy limits, excesses, exclusions, premiums, and the reputation of insurers.

Greenlight Insurance Brokers offer ongoing support to ensure your insurance cover remains adequate as your circumstances change, and in the event of a claim, we assist you through the process by helping you gather the required documentation and advocating on your behalf to ensure a fair and prompt settlement.

Our Approach to Sustainability through Partnerships with Leading Insurers

We are proud to work with insurers who prioritise sustainability and integrate environmentally friendly responsible business practices into their operations. Some of the key insurers we can look to place your insurances through are – Ando Insurance, NZI Insurance, and Vero Insurance. These companies have a commitment to sustainability through their business operations and product offerings.

It is important to note, each insurance policy is subject to its own terms and conditions. The specific cover, limits and exclusions may vary between each policy. If you are uncertain about what your current insurance cover includes, or what we as insurance brokers can do for you, please get in touch with me. I can organise a thorough review of your existing policies and provide guidance to ensure that you have the necessary cover and protection in place.

Amy Yerro, Senior Broker

Broker Profile - Amy Yerro
Greenlight Insurance Brokers
Greenlight Insurance Brokers Facebook Page
Greenlight Insurance Brokers LinkedIn Page